• Welcome to GH2 Benefits

    Great Hope: To Pursue Your Dreams
    Great Humanity: To Be Treated with Dignity and Respect

  • Health Insurance is Dramatically Cheaper Now

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  • GH2 = Great Hope, Great Humanity

    Great Hope: To Pursue Their Dreams

  • GH2 = Great Hope, Great Humanity

    Great Humanity: To Be Treated With Dignity and Respect

  • GH2 Benefits

    Comprehensive Financial Services
    Planning & Insurance Brokerage

  • GH2 Benefits

    Employee Benefits For Businesses Everywhere


Our Focus is You

Young family to retirement: our single goal is that
you are confident in your knowledge, and our advice

Financial Planning

Financial Planning

Insurance: Health, Life, Annuities

Insurance: Health, Life, Annuities

Online Quoting

Online Quoting

Employees = Key to Success

Employers and employees, from the widest variety of businesses,
have benefited from our coordinated services.

Short-Term & Long-Term Disability


Group Health Insurance

Insurance: Health, Life, Annuities

Dental, Vision & Other Benefits

Dental, Vision & Other Ancillary Benefits

Knowledge is Power

We’ll guide you, step by step
so that you can be confident and choose wisely

We’ll Share Our Experience and Expertise with You.

We have a great deal of experience is sharing our knowledge with you. From newcomers to financial language to the most
seasoned professionals in their field, we can speak your language.

There are many reasons that financial topics remain a mystery. 

1. There is a lot of jargon, and among many sellers, the use of the jargon is inconsistent.
2. A single fact can entirely change the solution that will fit your needs the best.
3. The market changes, as prices change, and sellers aggressively compete.
We are expert in dealing with all three, at the same time, and sharing that information with you, in language you can fully understand. We won’t rest until we are certain you are comfortable with the information that we share.

The result is you will be confident that you are getting the best for your money, under the widest possible set of situations.

When You Need More: GH2 Unfiltered

Even if you fully understood the jargon, there is more for our clients to consider.

  • How to actually compare among a complicated set of choices
  • How to compare policies and carriers
  • How to actually enroll correctly without unintended consequences
  • A single detail can entirely change your financial outcome

You get:

  • Free copy of Maximize Your Medicare (ebook)
  • Information about carriers and plans that we cannot share in public
  • Comparison of retiree benefit plans to individual Medicare
  • Guides on how to consider retirement planning approaches and policies
  • Private newsletter when current events warrant special attention

Yearly subscription is less than $2 a month.


More Than One Transaction

We advise new clients as if we want them to be with us for the long haul.


I have worked with Jae Oh for the better part of three years on both our company health insurance as well as my personal policy. Since before and now during Obama care, Jae has worked tirelessly to make sure he looks at every option for each individual here at Bay Landscaping, getting them the best bang for their buck. He also looks ahead to see what changes are coming and sets a course of action to take accordingly. On the personal side, we have paid approximately half our family plan over the last three years than what we would have paid if we would have stayed with the previous plan. We will continue to follow Jae’s guidance and I would recommend him to anyone looking for an agent who looks out for his clients and not his bottom line.

Jeffrey R. Grochowski


Jae reviewed a number of issues (age, health, financial security, risk tolerance, etc) which led us to opt for the monthly payment. For us, it was the right decision and we are thankful that Jae was there with his advice and expertise. We have become good friends. he is honest and caring. he presents things and give you time to think about it and only if you approve will he move on. My husband is an engineer and he doesn’t make up his mind til he knows all the facts and usually it takes some time. Jae’s heart is exactly where it belongs, he truly cares about what’s best for you.

-Geo & Sandy Lundy


My husband and I are so thankful for your help. We were in need of a special insurance program and could not figure out how to meet the government’s December 7 deadline without finding ourselves locked into the same program we had last year. You phoned after I had searched the Internet for an answer, heard my distress, and created a course of action to solve our concern. This was amazing since you know you would not receive any financial reward for this kindness. We are grateful to you.
Thank You!

Robert and Phyllis Nulty


Jae has been helping our company with our health insurance needs the past four years and has continuously provided great value. Our goal is to provide the most appropriate insurance policy at the best rates possible for our employees. Navigating the “insurance world” is never easy but with the advent of the Affordable Health Care Act this task has become hazardous. Do I have the right coverage? Too much? Too little? How much risk do I have? Can I afford it? Jae has worked for each individual, each year, to determine the most appropriate plan for their individual needs. This goes beyond selecting proper insurance this goes right to each employee’s bottom line each pay period. By being properly covered and choosing the correct policy there is more disposable income and that makes a difference in my employee’s lives.
My advice to you, find time to talk to Jae and let him do what he does so well.
Jerry S.


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