Welcome to GH2 Benefits

Great Hope: To Pursue Your Dreams
Great Humanity: To Be Treated with Dignity and Respect

Health insurance can be dramatically cheaper

Get Your 2023 Estimate Here!

GH2 = Great Hope, Great Humanity

Great Hope: To Pursue Their Dreams

GH2 = Great Hope, Great Humanity

Great Humanity: To Be Treated With Dignity and Respect

GH2 Benefits

Comprehensive Financial Services
Planning & Insurance Brokerage

GH2 Benefits

Employee Benefits For Businesses Everywhere


We provide the widest range of services to the widest set of people, nationwide. Simple advice on a single aspect of your finances, to comprehensive financial planning. You can ask us anything


Our specialized solutions to hire and keep employees in a tight labor market. Every employer needs a different set of benefits in order to control costs and protect its employees.

Financial Fluency

We are expert at taking the mystery out of financial topics, and putting it in language everyone can understand

When You Need More: GH2 Unfiltered.

Even if you fully understood the jargon, there is more for our clients to consider.

  • How to actually compare among a complicated set of choices
  • How to compare policies and carriers
  • How to actually enroll correctly without unintended consequences
  • A single detail can entirely change your financial outcome

What You Get:

  • Information about carriers and plans that we cannot share in public
  • Comparison of retiree benefit plans to individual Medicare
  • Guides on how to consider retirement planning approaches and policies
  • Private newsletter when current events warrant special attention

Yearly subscription is less than $2 a month.

GH2 Unfiltered

In addition to access to the private posts and videos in this site,

New subscribers will also receive a free copy of Maximize Your Medicare, postage paid anywhere in the lower 48 states.



Our Focus is You

Young family to retirement: our single goal is that
you are confident in your knowledge, and our advice

Financial Planning

Every stage of life, every set of priorities. We will get to know you, your resources, and what is important to you. 

Then, we’ll make sure that your financial setup matches what you want and need.


Insurance: Health, Life, Annuities

We represent the widest set of carriers and plans. The result is that we will be able to deliver the most appropriate approach, that you choose, at the most efficient price.

Online Quoting

You can do the shopping yourself, to get an idea of what premiums and the types of plans and policies exist.

You may want to implement yourself, or we can guide you across the finish line.



Employees = Key to Success

Employers and employees, from the widest variety of businesses,
have benefited from our coordinated services.


Short-term disability insurance is the single best protection that an employer can offer. It provides protection for both the employer and employee alike.


Insurance: Health & Life

Employer-sponsored health and life insurance can provide benefits necessary in order to attract and retain staff.

For employees, access to these policies can be superior, at a superior price, than in the individual market.


Dental, Vision & Other Ancillary Benefits

Dental, vision, critical illness and other benefits are more efficiently-priced in the group market than the very-fragmented, complicated individual markets. 


Knowledge is Power

We’ll guide you, step by step
so that you can be confident and choose wisely

We’ll Share Our Experience and Expertise with You.

We have a great deal of experience is sharing our knowledge with you. From newcomers to financial language to the most
seasoned professionals in their field, we can speak your language.

There are many reasons that financial topics remain a mystery.

1. There is a lot of jargon, and among many sellers, the use of the jargon is inconsistent.
2. A single fact can entirely change the solution that will fit your needs the best.
3. The market changes, as prices change, and sellers aggressively compete.
We are expert in dealing with all three, at the same time, and sharing that information with you, in language you can fully understand. We won’t rest until we are certain you are comfortable with the information that we share.

The result is you will be confident that you are getting the best for your money, under the widest possible set of situations.


More Than One Transaction

We advise new clients as if we want them to be with us for the long haul.


I have worked with Jae Oh for the better part of three years on both our company health insurance as well as my personal policy. Since before and now during Obama care, Jae has worked tirelessly to make sure he looks at every option for each individual here at Bay Landscaping, getting them the best bang for their buck. He also looks ahead to see what changes are coming and sets a course of action to take accordingly. On the personal side, we have paid approximately half our family plan over the last three years than what we would have paid if we would have stayed with the previous plan. We will continue to follow Jae’s guidance and I would recommend him to anyone looking for an agent who looks out for his clients and not his bottom line.

Jeffrey R. Grochowski


Jae reviewed a number of issues (age, health, financial security, risk tolerance, etc) which led us to opt for the monthly payment. For us, it was the right decision and we are thankful that Jae was there with his advice and expertise. We have become good friends. he is honest and caring. he presents things and give you time to think about it and only if you approve will he move on. My husband is an engineer and he doesn’t make up his mind til he knows all the facts and usually it takes some time. Jae’s heart is exactly where it belongs, he truly cares about what’s best for you.

-Geo & Sandy Lundy


My husband and I are so thankful for your help. We were in need of a special insurance program and could not figure out how to meet the government’s December 7 deadline without finding ourselves locked into the same program we had last year. You phoned after I had searched the Internet for an answer, heard my distress, and created a course of action to solve our concern. This was amazing since you know you would not receive any financial reward for this kindness. We are grateful to you.
Thank You!

Robert and Phyllis Nulty


Jae has been helping our company with our health insurance needs the past four years and has continuously provided great value. Our goal is to provide the most appropriate insurance policy at the best rates possible for our employees. Navigating the “insurance world” is never easy but with the advent of the Affordable Health Care Act this task has become hazardous. Do I have the right coverage? Too much? Too little? How much risk do I have? Can I afford it? Jae has worked for each individual, each year, to determine the most appropriate plan for their individual needs. This goes beyond selecting proper insurance this goes right to each employee’s bottom line each pay period. By being properly covered and choosing the correct policy there is more disposable income and that makes a difference in my employee’s lives.
My advice to you, find time to talk to Jae and let him do what he does so well.
Jerry S.

Have Any Questions? Ask Us Anything We’d Love To Answer.