ANNUITIES

DIFFERENT SOLUTIONS FOR DIFFERENT SITUATIONS

WHAT IS AN ANNUITY?

An annuity is a financial product that provides a stream of payments to an individual in exchange for a premium or series of premiums. There are two main types of annuities: immediate and deferred.

what problems do annuities solve?

Generating retirement income: Annuities can provide a stream of income during retirement.

Managing longevity risk

Providing financial security in the event of the unexpected

why so confusing?

Lack of financial literacy: Annuities can be complex financial products, and some investors may not have the financial literacy or knowledge needed to fully understand the implications of purchasing an annuity.

your task: define your objective

With every financial contract, the #1 to consider is to accurately define the objective. It’s the vital first step, because it is easy to be distracted by advertisements and negativity. 

We talk, to help you refine your objective to identify an annuity to fit your needs.

our task: explain the Many Choices

Annuities come in many different shapes and size.

Immediate, Fixed, Deferred: these are the main types. There will be different language to define exactly what you will receive and when. We will make sure that you understand everything, before you proceed.

 

instructional videos

WHAT’S NEXT?

Annuities can be intimidating and there is a great deal of misinformation. 

You can contact us directly by filling out the form, and one of our team will reach out to you, your information will not be sold or shared with anyone, that’s our guarantee.

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ABOUT jae oh, cfp

Jae W. Oh, MBA, CFP®, CLU® ChFC® is the Managing Principal of GH2 Benefits, LLC. He is a Certified Financial Planner, Chartered Life Underwriter, a Chartered Finanncial Consultant, and a licensed insurance producer in multiple states.

Mr. Oh is an Education Fellow at the Alliance For Lifetime Income (protectedincome.org).

He is the author of Maximize Your Medicare (Allworth Press). nationally-recognized Medicare expert, frequently quoted in the national media, including USAToday.com, thestreet.com, Fox Radio News contributor and lead contributor to openmedicare.com.

Mr. Oh has been a speaker in front of disability attorneys on multiple occasions, including the State Bar of Michigan.

Annuities are a viable solution as part of a comprehensive financial plan. I have take the time to clearly and accurately annuities to people nationwide, and will do so for you.

Jae