Education
Theory Has Limits

Theory Has Limits

Theory Has LimitsIt is my very biased view that people should be guided by those with the best understanding of theory. There needs to be a starting point, so that when theory breaks down, or developments arise, you can get the correct explanation, not some fairy tale...

Me vs. ChatGPT

Me vs. ChatGPT

Me vs. ChatGPTExcellent at introducing concepts, in general. Not specific enough, not nuanced enough. The reason this matters is that when you are signing up for plans or agreements, they are not written on a napkin, yanno? There are attorneys involved here, they use...

Not Thankful

Not Thankful

Not ThankfulLet me re-write this tweet for y’all.I thought that since I am a physician, that qualifies me to understand and analyze financial contracts. In order to cover up, after the fact, that wrongly-placed notion, which was always wrong, I decided to call the...

Takeaways

Takeaways

TakeawaysNothing here is splitting atoms, personal finance is knowable. It is just that when you are a lifelong citizen of Numeratorville, and the entire structure of financial advisory largely rests on that idea, it’s hard to be convinced that the world isn’t...