As people age, they may require long-term care due to chronic illness, disability, or the natural aging process. Taking care of an elderly parent can be a challenging but rewarding experience, and it is important to plan and consider both your needs and your parent's...
Health Insurance Must-Do List Every January Trnnscript Let's just start here with updates, headlines on where we are in the calendar with regard to healthcare cost planning. January 15th is the deadline, the national deadline for individual health insurance For those...
AI Has Limitations, Though (Whew)I asked “What are the weaknesses of a 60/40 portfolio?”It’s answer is below, and “not wrong” doesn’t mean “correct.”A 60/40 portfolio, which typically consists of 60% stocks and 40% bonds, is considered a relatively conservative...
What To Do If You Missed DeadlinesIndividual health insurance: easy one. Apply by January 15, in order to be effective on February. Here’s a tip: don’t get sick during January, you cannot retroactively start insurance (unless you are eligible for COBRA, that’s...
Year-End Financial Planning Is Important This is not a negative. If you think a bit, then you'll be able to find ways to save money, or reduce taxes, etc. The issue is that many don't know these possibilities exist, or where to turn. Feel free to contact us for...
Live Stream on Saturday at 2PM ETInsane year, now only one month left. What’s On Tap:Let’s hope that I remember to speak to all of these, we may have another on Sunday (yikes).Employment Hot, What Happened?Health Insurance DeadlinesWhy SHIP (Medicare Centers) Doesn’t...
Every Deadline is HereIndividual health insurance: December 15th is the last day to apply, if you want health insurance coverage to begin on January 1. January 15th is the last day to apply if you want health insurance to begin on February 1.Medicare: December 7th is...
Free Medicare GuidanceIF YOU WANT OUR GUIDANCE FOR 2023, EMAILS TO INFO@GH2BENEFITS.COM WITH THE SUBJECT LINE = “AEP 2023 GUIDANCE.” You can click here.Even if you are an existing client (thank you), you need to do this.The ONLY EXCEPTIONS are those that are...
How To Handle Health Insurance Open EnrollmentYou can expect premiums to be approximately 7-13% higher, across the board, in 2023. For HMOs, the rate increases will be on the higher end, compared to the lower end of that range. Here’s what you need to know.Open...
Health Insurance 2023 Preview Higher is the bottom line. Jae's Corner: Uncommon Financial Insight is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.KFF (think tank) is reporting on the rate...
Don’t Be NetflixosaurusAfter I appeared on thestreet.com, a possibly game-changing bill was introduced. It alters the financial approach for those selecting health insurance plans, via their employer or themselves. That is what can happen, a single bill can have...
Year-Round EnrollmentThe image below is only the California example. Every state will have their own, unique card. If you or someone you know, has BOTH cards, then you can enroll in a Special Needs Plan, a special version of a Medicare Advantage plan. What people...