People are confused, and the confusion starts right here. Healthcare: Eat fruits and vegetables Go for an annual checkup, your physician is a scientist, and expert on your anatomy Jack Daniels doesn't fulfill the "drink lots of fluids" recommendation Health insurance:...
Didya Know The Press May Distort Stuff? The problem with the inexact presentation of facts is that it limits the ability for people to reach a practical, workable compromise. Everyday people cannot be reasonably expected to know these facts, unless they are...
The Problem Is You Only Get Partial Address of Issues. Except Here. The reasons you get only a partial list? There are actually many, but these are the most annoying. Person has another agenda which doesn't acknowledge that there are valid counter-arguments that...
Every year, the way that Extra Help and Medicaid interact changes. This year is no exception. If you receive Extra Help, the federal program under which you can receive premium and copay relief, there are special, not widely-known factors that come into play. The Part...
December 7 Approaches Quickly The Annual Election Period runs between October 15 and December 7. During this period, you can change your Medicare Advantage or your stand-alone prescription plan. Further, you can change your mind, as many times, as you want, through...
I am an expert contributor (one of 5) to an excellent website, called MyMedicareAnswers.com, powered by Humana Inc, and here is the most recent article to that site. If You Want to Change, Now is the TIme to Think Let's say that your personal situation has changed, or...
Wait, Isn't The Movie About Housing? Yes, that's true, but it is more about the jobs of the characters in the movie. Remember the Scene With the Chef? Roughly speaking (very roughly), the Chef was taking different ingredients, mixing them together and selling soup....
“Hold Harmless” Will Become News Again To many, a new phrase entered Medicare beneficiaries’ vocabulary last year. That phrase is “hold harmless.” This single phrase had ripple effects last year, and it is very likely going to be the case again this year. What...
Unpopular Opinion Alert! This isn't really news, but it is mentioned in this post. The reality is that this may make financial sense for the employer, and surprisingly for the employee as well. Why? a. The spouse can cost more than the employee depending on the...
Tick, Tock... It doesn't change my thought process. I have very specific thoughts for those that are: Turning 65 years old this year, OR have turned 65 after Feb 1, 2016 In good to excellent health and under the age of 70 Over 70 Has a poor health situation If you...
The Federal Employees Health Benefits Program (FEHB) is a comprehensive benefits program for both active employees and retirees. There are a lot of important details to keep in mind. a. The Part B Late Enrollment Penalty is not waived if you decide to enroll in...