The Role Of Social Security As Lifetime IncomeI was the guest (for the nth time), talking about Social Security, and securing lifetime income, and your financial plan. Kate is a very kind host, something that should be self-evident to everyone.
Retirement
Health Insurance Is A Tax
Health Insurance Is A TaxHandled correctly, people can retire early. Handled poorly, a surprise tax bill of more than $10,000 can await you. I have witnessed this, every single year.It’s a central idea to understanding financial anything. Just follow the cash flow....
Mr. Market Has Given Many People A Gift
Mr. Market Has Given Many People A GiftThe market is higher in 2023, that is clear. Balances have not returned back to 2022 levels, unless you have been almost entirely in semiconductors and the largest Nasdaq companies (META, NVDA, MSFT, AAPL, TSLA, GOOGL). Even with...
iShares 2023 Outlook | A Must Read
It's A Must You might believe that we are here to nit-pick at others (we do this a lot, yes). That is not the same thing as not giving credit where credit is dues. This is a very concise, yet thorough, explanation of "Stocks For Show, Bonds For Dough."...
2022 Year End Strategies | Video
Year-End Financial Planning Is Important This is not a negative. If you think a bit, then you'll be able to find ways to save money, or reduce taxes, etc. The issue is that many don't know these possibilities exist, or where to turn. Feel free to contact us for...
CPI-W Announced
CPI-W AnnouncedCOLA is now known. 8.7%, exceeding the 5.9% last year.
Medicare Premiums Announced Early
Medicare Premiums Announced EarlyIt’s early this year! Oh wait, there happens to be mid-term elections around the bend, funny that. Someone isn’t quite as sleepy as you might think, it seems.IRMAA brackets have been adjusted, nothing surprising here. We will know...
YIKES
YIKESTargeted retirement funds will approach -25% ytd.Right at the beginning, my comment at 1:50. If you have watched this single video, released in April, you’re not shocked.”That said, if anything, I understated it here on my answer, and dramatically so.”12:00 mark,...
What I Can Do Is To Be Precise & Even-Handed, To Prevent (Others’) Distortion & (Your) Misunderstanding
What I Can Do Is To Be Precise & Even-Handed, To Prevent (Others’) Distortion & (Your) MisunderstandingOctober 15 - December 7 is the Medicare “Open Enrollment Period.” Wrong, dead wrong. Entry into Part A, Part B, Part D, and Medigap are restricted based on...
When You Are Married & One Spouse Is Turning 65, It’s More Subtle
When You Are Married & One Spouse Is Turning 65, It’s More Subtle
Date / Time: Sunday, May 1, 11A ET
Date / Time: Sunday, May 1, 11A ETTomorrow LiveIt will only be available to paid subscribers, live and recorded. It is very likely that by the time that it is released, that the financial markets will have changed, and possibly, substantially. Even from here.AgendaThe...
Annuities Do Have A Place and Reason, Your Broker Will Disagree
Annuities Do Have A Place and Reason, Your Broker Will DisagreeHe/she cannot guarantee preservation of capital.Paid subscribers will see the ‘fit’ of the pieces, which is the key.Subscribe nowNot financial advice, dyor.Still a hard pass if someone offered me Chairman...