Nothing from BCBS Michigan yet….

Tick, Tock… It doesn’t change my thought process. I have very specific thoughts for those that are: Turning 65 years old this year, OR have turned 65 after Feb 1, 2016 In good to excellent health and under the age of 70 Over 70 Has a poor health situation...

Federal Employee Health Benefit (FEHB): How-To

The Federal Employees Health Benefits Program (FEHB) is a comprehensive benefits program for both active employees and retirees. There are a lot of important details to keep in mind. a. The Part B Late Enrollment Penalty is not waived if you decide to enroll in...

Medicare 2016 Changes

My blog post as Expert Contributor to Humana-powered website, www.mymedicareanswers.com, is here. Medicare 2016 Changes There are some changes to Medicare that are forthcoming, above and beyond the changes announced in the headlines. Please see an updated grid of...

Medicare Open Enrollment Ends Soon

Halfway Point of the Annual Election Period The Medicare Annual Election Period ends in 4 weeks on December 7th. Current Medicare beneficiaries have the unrestricted right to change Part D (stand-alone prescription drug) plans, and Medicare Advantage plans....