December 15 Looms for Individual Health Insurance
While the official deadline is January 15, December 15 is the important date. The reason is that December 15th is the last date to verify your enrollment for January 1, 2022 so that everything is properly placed.
Simply doing nothing is a bad idea. So many reasons.
If you receive the APTC (tax credits), then you need to refresh your expected 2022 income, and you are now 1 year older, so that will change your APTC.
There are MANY MANY more plans now on healthcare.gov or your state-specific exchange.