Wider Enrollment Windows = Time
That can only be good for the buyer (you), and worse for the seller (insurance company), if you know how to use this time.
Here are two examples of how to tell whether or not paying more premium is “worth it.”
Medicare Advantage Dental Insurance (embedded and enhanced)
ACA Individual Health Insurance
You should use that extra time wisely, and then decide what is best for you in 2022.
NOT FINANCIAL ADVICE (dyor, or simply send an email for guidance).