Has Been Massively Upgraded

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AI has permanently transformed the way that we work. I defy anyone who states otherwise. The result is that financial planning will also change, because career paths, and earnings potential, will almost certainly change. People will need to learn about the benefits that employers have historically provided.

The idea of 30 years at the same company has been quickly eroding, which means that traditional pensions and 401(k) plans may not be the dominant source of retirement savings. Social media and AI have accelerated this sea change. More on that later.