Individual Health Insurance
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If you have chosen wrongly or if you receive inaccurate information (as many do),
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Now – January 15: you can enroll in any ACA-compliant plan, and the coverage will begin on February 1.
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If you do not qualify for the Advance Premium Tax Credit (APTC), for whatever reason, then you do not need to use healthcare.gov or your state-specific portal in order to select a plan. Many carriers have off-marketplace plans that do not exist on-marketplace.
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If you have a life qualifying event, then you can change plans.
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Here’s your hint. Please please make sure that your doctors and hospitals accept your insurance. Sometimes you will need to check and double check. We will help you, but please understand that sometimes the online data is inaccurate or incomplete.
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If you are unsure if you want or can afford health insurance, click the button, there is no obligation.