The Rules May Be Bad, But They Are Known

This guy played heroically, but didn’t touch the ball during overtime, and his team lost, 42-36, in an epic clash. A social media firestorm ensued, over the rule that if the first team scores a touchdown, the game is over. That is exactly what happened.

Here is a partial list of those that are not asking me how the rules should work.


Centers for Medicare and Medicaid Services

Josh Allen’s quote:

“The rules are what they are, and I can’t complain about that ’cause if it was the other way around, we’d be celebrating, too,” he said. “So, it is what it is at this point. We didn’t make enough plays tonight.”


I am not here to settle which rules are good and which rules are bad. That would require imposing my values or philosophy of something. That is fine for talk at parties. My opinion would also be pure noise. You can get my opinions on the paid Substack.

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If only people would approach financial matters as Josh Allen did. He understood the rules, and prepare. From that point, he understood that there are multiple possible outcomes, even if he can rightfully ask “So I am supposed to improve, from that, in order for us to get to the Super Bowl? Really? Tough stuff.

Glamourous? No Question, But…

This isn’t financial advice but it does give you an idea about how Financial Planning is affected.

Chasing individual stocks is lotsa fun and exciting, sure. You can watch TV or read snippets online? Sure. Yabit.

You are not sure if the author is “talking his position.” Warren Buffett does this by the way, i.e. everyone does it (“Where you stand depends on where you sit.”)

It’s not about if you are right, it’s always about the other side of the coin, what if you are wrong? Can you accept that outcome? This is a KEY INPUT, because the consumer has a menu with many choices. This is a matter of personal opinion and choice: it should be considered in advance. If yes, you can be patient. If not, you needed to understand this, in advance. If your line of thinking is that “I read the target price of stock X is $ZZZ,” then you are not paying attention to the large number of posts here.

You “might” say that “I’m not wrong.” OK, no one likes to be wrong. Then again, the person / party that decides something never is intentionally wrong. That doesn’t mean he/she is control of the outcome. Ask Josh Allen, yo.

PTON, NFLX, SNAP, high profile names vs the S&P500 in the graph over the past 12 months, just facts.

This Saturday on iHeart Radio

I am going to appear on The Financial QB (lnk) this Saturday. No idea of the topic, I am the passenger, just gonna wing it, heh.

Thank you!

I always appreciate the opportunity to listen to the challenges and choices that everyday people face.

Be sure to ask questions and make suggestions!
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