Life Insurance Retirement Plan (LIRP)
Here’s something cool. “Someone like me” created a site, created all the documents for a life insurance policy that I described in this video. If anything, the market turmoil has presented a very interesting entry point, because:
-
Financial market indices are lower which is good because it increases the likelihood of positive crediting rates, for those that are beginning now, or recently, and
-
Interest rates are higher, so conservative allocations can still yield positive crediting inside the policy.
That doesn’t make IUL perfect, but it can play a role, no question.