Part D

BIG carrier consolidates plans, that is going to lead to (negative) surprises for many. The CMS only allows a single carrier to offer 3 plans in a year. Due to M&A activity among Part D carriers, which has been a little crazy, there has been a mess. Now, it is beginning to sort itself out, but that means confusion.

People who are not looking carefully are in for a nasty surprise. People who ARE looking and reach us? Very likely lower costs, or a change in carrier.