Social Security “Arbitrage”?
This is an excellent article. They compared the post-tax cash flows over alternatives, and actually measured the results. They didn’t just spew out their opinion, without evidence and actual data.
This has been my point, i.e. delaying Social Security can make sense, IF you have other sources of income. This is a very good example. The writers? Professors, and this research paper at the National Bureau of Economic Research (NBER).
Here’s a hint: it is very very unlikely that the findings at the NBER are completely wrong. I cannot say that about YouTube.
Here’s another hint: this is STILL limited, because it doesn’t take Medicare IRMAA or the APTC (subsidy for health insurance), at all.
You’ll get curated, the highest-quality perspectives as part of the Paid Subscriber version, for those that require. A single article / video will pay for the subscription fee, I am 100% convinced of this, it’s an easy conclusion for me to draw because I have personally directed someone to save/keep/earn 10x-100x.