Adjustments
RESCHEDULED, Sunday 10A

RESCHEDULED, Sunday 10A

RESCHEDULED, Sunday 10ABetter than Sunday morning news magazines (but not as well produced).TopicsIt’s Not Too Late To AdjustMarket ObservationsMedicare DistortionsClick on the link to view.

Takeaways? Mixed

Takeaways? Mixed

Takeaways? MixedIt was completely rational that a diversified global portfolio perform in this manner. A diversified portfolio is not only USD-centric. It would fit correctly into the “glue.”That said, it is a bit odd that adjustments to the inputs were not made, we...

Did You Adjust? Did You Need To?

Gen X is Down 8% YTD

Gen X is Down 8% YTDThe first image is Blackrock’s targeted investment fund, -8.30%This one is Vanguard’s, with the same target date, -8.18% YTD.We have reported the following, in the past. Updated here.a. SPY (PRIOR to today, which looks to be -2.4%-ish = -11.16%b....

Did You Adjust? Did You Need To?

Key thing is that the path and guidance to making a decision is the specialty. Making sure the steps occur as they should is a specialty. Helping select one alternative path versus another is the specialty. The follow-up in terms of whether or not expectations are met, and adjustments, is a specialty

Key thing is that the path and guidance to making a decision is the specialty. Making sure the steps occur as they should is a specialty. Helping select one alternative path versus another is the specialty. The follow-up in terms of whether or not expectations are...

Did You Adjust? Did You Need To?

Manifesto Rule #3

Which Stone Is The Key?Jae’s Manifesto Rule #3: Don’t Confuse Commodity With SpecialtyThe reality is that I spend most of my time thinking: “how can I explain it so that a common-sense person can understand it?” The problem I have created for myself is that people...

Did You Adjust? Did You Need To?

Projected Savings Medicare Beneficiaries Need for Health Expenses Spike in 2021 (link). True, but probably not as dramatic as it reads. The total numbers look stunning.

Projected Savings Medicare Beneficiaries Need for Health Expenses Spike in 2021 (link). True, but probably not as dramatic as it reads. The total numbers look stunning.For a 90 percent chance of having enough savings, the man needs $142,000 and the woman needs...

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Withdrawal Can Be Worse Than Addiction

Hate Your Job? Could Be Worse.At least you’re not him. Seriously, I feel bad for the Federal Reserve. Incredible scrutiny, and then you have to stand up there, while global financial markets parse every word, which you know run contrary to almost everything you know....

Did You Adjust? Did You Need To?

Why the Ruckus Now?

Why the Ruckus Now?Not everyday is of equal importance. Tomorrow, employment data will be reported. It hasn’t been important, really, since Q3-Q4 2020. It will be tomorrow. When the data appears, professionals will swarm the market, leaving individuals aside, watching...

Did You Adjust? Did You Need To?

Baby, It’s Cold Outside

The Thin Line Between Snow Showers and a BlizzardIt would be unreasonable and impossible to download my entire information set regarding financial markets. I have seen a lot, more than enough for multiple lifetimes, I can easily say this. I literally had a second-row...