APTC
Affordable Care Act Deadline Jan 15

Affordable Care Act Deadline Jan 15

Affordable Care Act Deadline Jan 15Takeaways:a. You must complete the application by Jan 15 in order to have coverage to begin on February 1. You have no rights on January 16th.b. If you are attempting to receive premium reduction (APTC), then your FIRST PAYMENT MUST...

Healthcare Cost Planning Is A Huge, Neglected Input

COBRA Is Usually A No, But…

COBRA Is Usually A No, But…If your ex-employer has greater than 20 full-time employees, then you have the right to COBRA. That period lasts, in most situations, for eighteen months.The issue is that you have to pay the full ‘sticker price’ for the coverage. You might...

Healthcare Cost Planning Is A Huge, Neglected Input

Sacre Bleu

Today:COBRA is Usually No, But Never Say NeverThe Closest to Ukraine? Europe, ObviouslyCOBRA Is Usually A No, But…If your ex-employer has greater than 20 full-time employees, then you have the right to COBRA. That period lasts, in most situations, for eighteen...

Healthcare Cost Planning Is A Huge, Neglected Input

Post-Covid Ripple Effects

In This Edition (we need a new word, suggestions please!):Return to Pre-pandemic normal = bad news for someCOVID’s Effect on Insurance Premiums Not In The Price (yet)More Free Quoting Access (it has always existed)Public Health Emergency EndsHooray no masks required....

Healthcare Cost Planning Is A Huge, Neglected Input

Be Like Ruth, Seriously

Ruth Is My Favorite CharacterWe can learning something from the mouths of children, in addition to how to use the F-word (calm down, she’s a woman, I get it). And, apologies to my momma and clergymen (again). Anyways,…Ozark is one of Netflix most popular shows. In...