Dave Ramsey vs. EverybodyFrom ThinkAdvisor.com [where I have been quoted in the past about healthcare cost planning], here’s the link. During a recent podcast, Ramsey blasted retirement spending researchers, calling them “supernerds” and “goobers” who “live...
Healthcare Cost Planning Is A Huge, Neglected InputGoldman Sachs calls it the Financial Vortex (link), the need to balance current cash needs, with competing priorities resulting in financial stress. The article points out that 45% look to financial advisors viewed as...
As a small business owner, you dedicate significant time and effort to nurturing and growing your business. Amidst the daily demands of operations, it can be easy to overlook the importance of planning for your own financial future and retirement. Engaging in...
In theory, I am wildly underpaidI already know that the Comprehensive Financial Planning service can literally transform the way that a household looks at its financial future. I have receipts, and I am pretty sure clients will say so, publicly.At $3000 for a lifetime...
Special Guest: Anne Lester, Former Portfolio Manager, JPM target date fundsOnly one topic today, I have been waiting to post this. Please bookmark and save the link to this video broadcast. It is so jam-packed with information, it will be difficult to digest...
Fitch Downgrades US Debt: Does It Matter?Confidence and correlations (the glue) matter, the actual downgrade doesn’t. If the US actually defaulted, then candidly speaking, then salt would be the new money. Never say never, but the fact of Fitch downgrading US...
Summer Reading List: A New EntryCheck out this book by clicking on the Jae’s Corner Amazon reading list: click here. You can safely presume that the academic, theoretical principles in this book are fully considered, and incorporated into the guidance we provide. A...
Half The Population Gets 100% Of The Work The fact is that the administrative responsibilities for multiple generations, all at once, largely go to the responsible adult female. I am not going to solve gender role bias here. I don’t think it matters which country,...
Demystifying Retirement Planning: A Deep Dive with Bob PowellIn This Video:Notable journalist Bob Powell discusses various topics concerning financial planning for retirement, the importance of process over products, and the implications of healthcare costs, among...
Direct indexing is a type of investment strategy that involves buying and selling individual stocks, rather than investing in mutual funds or exchange-traded funds (ETFs). Direct indexing can offer a number of advantages over traditional investing, including: Greater...
Diversification Can Work, If Correlations Are NOT HighFollowers Of Jae’s Corner Were AlertedYou have seen the thumbnail below before, it referred to Q1 2021. By the way, equities today are almost entirely unchanged from that point in time.Now ask: was the risk worth...
Roth IRA | The BasicsIn combination with tax-loss harvesting, you could get both lower taxes (see your accountant for counsel) and have the gains tax-free, without changing the risk of your overall portfolio.There can be a silver lining for those contributing from...