Vanguard’s Lawsuit and You

While this gets the headlines, what is happening here is common. For me, this is front and center to the structural, inherent challenges that target date retirement funds, robo-advisors, mutual funds (!) and actively-managed ETFs pose.

And then there are your individual holdings, on top of that…

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All You Need to Do Is Take A Quiz, Apparently

Let me guess, you answer the quiz, and then get linked to an advisor that paid to establish themselves (don’t worry, they are not alone, this is how Dave Ramsey works).